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Exclusive Life Insurance Leads
for Your Agents

Exclusive, real-time IUL and term life leads from people actively looking for coverage and tax-free retirement income. Delivered to one agent by zip code.

No contracts. No minimums. No setup fees.

100% Exclusive Leads
LIVE Real-Time Delivery
ZIP Geo-Targeted
🔒

Exclusive to One Agent

Every lead is delivered to one agent only. No sharing, no competing. When your agent calls, they're the first and only voice the prospect hears.

Real-Time Delivery

Leads delivered within minutes of the prospect submitting their information. They just filled out a form — they're expecting a call right now.

🎯

Geo-Targeted by Zip Code

Assign leads to specific agents by territory. Every lead comes from the zip codes your agents work, so they can meet in person or call locally.

Keep Your Agents
Producing

Agents leave when they don't have leads. Give them a steady pipeline and they stay.

Higher Contact Rates

Intent-driven + exclusive + real-time = the prospect picks up the phone. Your agents spend time presenting, not chasing dead numbers.

Better Agent Retention

Agents go where the leads are. A steady lead pipeline is the #1 reason agents stay put instead of jumping to the next agency.

Scale With Your Team

Start with 10 leads. Scale to 500. Add volume as you recruit new agents. No long-term contracts, no minimums — adjust week to week.

A Recruiting Advantage

"Join my team — I provide exclusive leads." That's the pitch that wins recruits. A lead program makes your agency the obvious choice.

100%
Exclusive — Never Shared
LIVE
Real-Time Intent
ZIP
Geo-Targeted Delivery
$0
Setup Fees or Contracts
NO
Shared leads
Telemarketed data
Long-term contracts
Setup fees

See How We Stack Up

Feature WattInsured Shared Lead Vendors Telemarketed Leads Aged Data / Lead Lists
Lead Exclusivity 100% Exclusive Sold to 3-5 agents Sold to 3-8 agents Sold to 10+ agents
Lead Source Inbound intent forms Mixed / Unknown Cold calls / robocalls Recycled databases
Lead Freshness Real-time (minutes) Same day 1-7 days 30-180 days old
Contact Rate 40-60% 15-25% 10-20% 5-10%
Geo-Targeting By zip code By state By state Limited
Prospect Intent Actively requested info Varies Interrupted / cold Unknown / stale
Contracts Required None Sometimes Sometimes None

Life Insurance Leads
That Convert

💰

IUL Leads

People aged 30-55 actively interested in tax-free retirement income, cash value life insurance, and the infinite banking concept. Your highest-commission product — one close can be $2,000-$10,000+.

👥

Term Life Leads

People aged 25-50 shopping for affordable family protection. Higher volume, easier to close, and a natural entry point for agents to build relationships and upsell later.

Every Lead Includes

Everything your agents need to call, present, and close — no missing data, no incomplete records.

Full Name

First and last name of the person who requested information about life insurance.

Phone Number

Direct phone number — confirmed reachable. The prospect is expecting a call.

Email Address

For follow-up sequences, sending illustrations, and scheduling appointments.

Age

Know exactly what products to present before you pick up the phone.

Household Income Range

Pre-qualify premium affordability before the first conversation.

Zip Code / State

Geo-targeted to your agents' territories. Assign leads by location automatically.

How It Works

01

Tell Us Your Specs

What lead types (IUL, term life, or both), how many agents you need leads for, and what zip codes they cover. We build your pipeline around your team.

02

We Generate & Deliver

Real people see our ads, express interest in life insurance, and fill out a form. We verify the info and deliver the lead to your agent in real-time.

03

Your Agents Close

Fresh, exclusive leads hit your agents' pipeline. They call, present, and write policies. We handle lead flow — your agents handle production.

Build a Lead Program
That Keeps Agents

The best agencies don't just recruit agents. They give them something to call. Here's how WattInsured helps you build a team that stays and produces.

New Agents Get Leads Day One

Don't lose new recruits to silence. Give them leads from their first week so they build momentum and stay on your team.

Match Leads to Skill Level

Term life leads for newer agents learning the ropes. IUL leads for your experienced closers going after bigger commissions. Right lead, right agent.

Assign by Territory

Every lead comes with a zip code. Route leads automatically to the agent who covers that area — no overlap, no conflict.

Scale as You Grow

Recruiting 5 new agents next month? We ramp your lead volume to match. No contracts lock you in, no minimums hold you back.

From the Agencies
Actually Running It

Half the lead vendors we'd been using were selling 6-month-old data with disconnected phone numbers. WattInsured leads come in same-day and the prospect actually remembers requesting the info. Our agents close at roughly 3x the rate they were closing on the old shared-lead source. The leadership team noticed inside a month.
Agency Owner
22-agent IUL agency · Atlanta, GA
Appointment-set rate is the only metric I track for my team. We sit at 38-42% set rate on these leads. With the old shared-lead vendor we were at 12-15% and most of the rest hung up before hello. Same callers, same scripts, completely different conversation.
Field Director
Multi-state agency · Dallas, TX
I write IUL only. I don't want term, final expense, or annuity tire-kickers wasting my dial time. WattInsured is the first source that actually lets me filter to IUL-intent leads. My average premium runs about $4,800 and my close rate sits north of 30% on first-call appointments. The math works.
Solo IUL Specialist
Independent agent · Charlotte, NC

Questions Agents Ask Us

How much do exclusive IUL leads cost?
Exclusive IUL lead pricing depends on lead volume, geo-targeting tightness, and filter requirements. Most agents pay between $30 and $75 per exclusive real-time IUL lead. WattInsured offers a test batch so agents can evaluate quality before committing — no contracts or minimums.
What is the contact rate on real-time exclusive life insurance leads?
Agencies running WattInsured leads report 40-60% contact rates and 38-42% appointment-set rates, compared with 12-25% on shared-lead vendors. The combination of real-time delivery (minutes after the prospect requests info) and one-agent exclusivity drives the difference.
How fast are WattInsured leads delivered?
Leads are delivered in real-time — typically within minutes of the prospect submitting their information. The prospect is still expecting a call when your agent dials, which is why contact and set rates are so much higher than aged or shared leads.
Are WattInsured leads truly exclusive?
Yes. Every lead is delivered to one agent only. Leads are never resold, never shared, and never recycled to other vendors. This is the single biggest factor in our contact-rate advantage over shared-lead networks that sell the same lead to 3-8 agents.
What information comes with each life insurance lead?
Every lead includes full name, direct phone number, email address, age, household income range, and zip code / state. Agents have everything they need to call, qualify, and present without missing data.
Can I get leads in specific zip codes for my agents?
Yes — WattInsured leads are geo-targeted at the zip-code level, not just by state. Agency owners can assign leads automatically to the agent who covers each territory, so there's no overlap or conflict between agents.
Is there a contract or monthly minimum?
No contracts, no monthly minimums, no setup fees. Agencies can start with a test batch, scale up or down with team size, and cancel anytime. We compete on lead quality, not lock-in.
How does WattInsured compare to HometownQuotes, NextGen Leads, or Datalot?
Shared-lead vendors like HometownQuotes, NextGen Leads, and Datalot typically sell the same lead to 3-8 agents, which is why contact rates sit around 15-25%. WattInsured sells each lead to one agent only, in real-time, with zip-code geo-targeting — pushing contact rates to 40-60% and set rates to 38%+.
Do you offer leads for IUL specialists, or only general life insurance?
Both. We separate IUL-intent leads (prospects interested in tax-free retirement, cash-value, or infinite-banking concepts) from term life leads (price-sensitive family-protection shoppers). Agencies can run one product type or both, and route by agent skill level.

Ready to Keep Your
Agents Producing?

Apply for a test batch — first leads delivered within 48 hours. Tell us about your agency: how many agents, what products they sell, what areas they cover. We'll set up a sample so you can see the quality before committing.

Apply for a Test Batch →
First leads in 48 hours
🔒 No contracts · Cancel anytime
Test batch first
leads@wattinsured.com